TrueLayer provides an application to build financial applications. It offers a toolkit to build financial apps that connect to bank data, verify accounts, and access transactions in real time. TrueLayer uses its toolkit to develop consumer and SMB applications in the areas of payments, online lending, PFM, robot-advisors, insurance, investment services, p2p marketplaces, and cryptocurrencies. Francesco Simoneschi and Luca Martinetti founded TrueLayer on July 14, 2016. The company is based in London, United Kingdom.